Interest rates on loans

 Index No.Duration of the PlanInterest Rate (%)
 1Cash Credit Loan  
 2A) Up to 50 lakhs (salvage) 12.50%
 3B) Over 50 lakhs (salvage) 12%
 4C) Without supplementary collateral 13%
 5D) Dhanvantari Loan Scheme (for Medical Stairs) 12%
 6All Types of Auto Loans  
 10B) Four wheeler and Two Wheeler loans  
 11Annual 8.90%
 11Personal monthly 8.90%
 12old vehicle Annual 13%
 12Old Vehicle Loan Monthly 12%
 13Commercial 10.50%
 14Tractors, Trailers, and Farm Implements 11.00%
 15Commercial Old Vehicles + Supplementary Mortgage (Note - Within 5 years) 14%
 16Electric Scooter8.90%
 17Gold Loan 
 1810 Gram 68% on Valuation For 1 Year 8.90%
 19Gold Loan Agri 8.90%
 20For 10 Gram 68% on Valuation for 1 year 10.00%
 21Educational Loan For All (secured and loan limit rs 10 lakh) 10.00%
 22Educational and Professional Loans for Women (loan limit up to 1 lakh) 8.75%
 23Loans for agriculture and agribusiness for the following reasons  
 24A) Land Purchase / Improvement 11.50%
 25B) Land Purchase (For Group) 10.50%
 26B) Pipeline  
 271. Krishnamai(Pipeline, well digging, bore-well, purchase of electric motor) 12%
 282. Perforated pipeline, drip and sprinkler 11.50%
 29A) Guaranteed loan  
 301. Sugar Canes Guarantee 12%
 312. Transportation Guarantee 12%
 32D) For agribusiness 1. Animals, Sheep Project, Goat-Sheep, Poultry, Fisheries 12%
 33Annasaheb Patil Scheme 12.00%
 342. Pack house, poly house, green house 12%
 35Agro Processing(Post Harvesting, Packing) 11.50%
 36Raisin Turmeric Seed 13%
 37Housing loan  
 38A) House and flat purchase, house construction monthly 9.50%
 38A) Project loan, shed construction 12%
 39Annual 10%
 40B) For commercial construction 11.50%
 41C) For Farm House (Annual Installment) 11.50%
 42D) Home Repairs Upto Rs 6 Lakh- 11.50% and Above 6 Lakh-12.00%
 43Agro Cash credit Loan 13%
 44Industrial Loan - Project Loan/Shed Construction 12.00%
 45B) Machinery 1. New + Supplementary Mortgage 12.00%
 482. Old + supplementary mortgage 13%
 49Loans for Business  
 50Term loan for term, building (commercial) purchase and business growth 12.50%
 51Professional loan 11%
 52For Medical Business Hospital (OPD Hospital Construction Machinery Equipments and Vehicle Purchase) 11.00%
 53Loans to CA, Lawyer Engineer etc. 12.00%
 54Salary mortgage loan  
 55For bank staff 8.50%
 56For others 12.50%
 57Solar System Project 10.00%
 58For solar system project Agri 8.90%
 59Nirmal Gram Swachhta Abhiyan Karz 11.50%
 60Loan Agents Property 14%
 61Deposit mortgage loan  
 62Personal Loan Deposit Int. Rate + 2 %
 63For the organization Deposit interest rate + 1%
 64For cash credit Deposit interest rate + 1%
 65Third Party Loan Against FD 13%
 66Unsecured loan - Monthly 14%
 67Unsecured loan Aggri Annual Premium - Semiannual Interest 14%
 68All Other Loans 13%